PAYMENT OPTIONS

How do I pay for my purchase at academicneeds.com ?
academicneeds.com offers you multiple payment methods. Whatever your online mode of payment is, you can be assured that our trusted Payment Gateway partners use secure encryption technology to keep your transaction details confidential at all times.
Credit card (Visa/ Master/ Amex)
Debit card (All leading bank debit cards)
Net Banking (For all leading banks)
Cash on Delivery (Available on select locations and order amount)
Pay by Demand Draft (DD)
What is COD? Is COD available on all products on site?
COD refers to Cash on Delivery. You can pay in cash at the time of product delivery at your door step. This is strictly a cash-only payment method. Other important details for COD payments are:
COD facility is available for most of the products on our site.
Only Indian Rupees accepted.
Foreign currency cannot be used to make COD payment.
There may be additional charges for using COD payment facility depending on order amount, delivery locations and product.
COD is available for orders less than Rs. 10,000.
What is Pay by Cheque / DD? Is it available on all products on site?
Pay by Cheque is mostly available on all products across all price range, delivery locations. The payment received through cheque is subject to successful realization of cheque amount, and products will be shipped and delivered after realization of cheque.

Is it safe to share my credit card/debit card details while making purchases on Raajkart.com?
Don’t worry! We take the security of your sensitive details very seriously. When it comes to securing sensitive information such as credit/debit card details, we leave no stone unturned.

All transactions are processed through secure and trusted payment gateways managed by leading banks. The transaction is processed using SSL data encryption (secure encrypted connection), which protects the information from being misused.

Banks now also use the 3D Secure password service for online transactions which provides an additional layer of security through identity verification.

How can I pay by Netbanking via NEFT / RTGS?
If you want to send payments by using Online Netbanking Transfer by using NEFT / RTGS, you can use following below bank details for crediting the payment.
Payee Name: VISHAL ENTERPRISES
Account Number: 194005000223
Bank Name: ICICI BANK
Bank Branch: WEALTH BRANCH ,Door number 9-1-122/123,SAROJINI DEVI ROAD, SECUNDERABAD 500003
IFSC Code: ICIC0001940
Important Note: After doing the online payment transfer, we request you to send us the email reply over the order confirmation email. Kindly mention the following details in your email reply. Your Account Number, Your Bank and Branch Name, UTR Number, Date of Payment

Can I deposit CASH to your bank account?
We do not advise to use this mode of payment against your order. In special circumstances when no other mode of payment is possible by customer, we may accept payment via cash deposit in our bank. Kindly contact us in advance and get confirmation from us before doing any such payment